{"id":383,"date":"2024-03-21T14:00:38","date_gmt":"2024-03-21T05:00:38","guid":{"rendered":"https:\/\/sompo-alpha.com\/?p=383"},"modified":"2024-04-05T14:00:37","modified_gmt":"2024-04-05T05:00:37","slug":"4-015","status":"publish","type":"post","link":"https:\/\/sompo-alpha.com\/gear\/column\/4-015\/","title":{"rendered":"\u30ad\u30e3\u30f3\u30d7\u30de\u30b9\u30bf\u30fc\u306b\u805e\u304f\u30c6\u30f3\u30c8\uff06\u30bf\u30fc\u30d7\u3092\u300c\u3072\u3068\u308a\u3067\u7f8e\u3057\u304f\u300d\u5f35\u308b\u30b3\u30c4\uff5c\u30c8\u30f3\u30cd\u30eb\u578b"},"content":{"rendered":"\r\n\r\n\r\n

\u30c8\u30f3\u30cd\u30eb\u578b<\/h2>\r\n

\"\u30c8\u30f3\u30cd\u30eb\u578b\u306e\u30c6\u30f3\u30c8\"<\/p>\r\n

POINT\uff11\uff1a\u30dd\u30fc\u30eb\u306f\u7247\u5074\u304b\u3089\u9806\u306b\u901a\u3057\u3066\u30da\u30b0\u30c0\u30a6\u30f3<\/h3>\r\n

\u30dd\u30fc\u30eb\u3092\u5e55\u4f53\u4e2d\u592e\u304b\u3089\u901a\u3059\u3068\u3001\u305d\u306e\u6b21\u306e\u30dd\u30fc\u30eb\u3092\u901a\u3059\u3068\u304d\u306b\u5e55\u4f53\u304c\u5e72\u6e09\u3057\u3066\u3058\u3083\u307e\u306b\u306a\u308a\u307e\u3059\u3002\u305d\u306e\u305f\u3081\u3001\u524d\u5f8c\u3069\u3061\u3089\u304b\u3089\u304b\u9806\u306b\u30dd\u30fc\u30eb\u3092\u901a\u3057\u3001\u9806\u756a\u306b\u5e55\u4f53\u3054\u3068\u5bdd\u304b\u305b\u3066\u3044\u3051\u3070\u3001\u3072\u3068\u308a\u3067\u3082\u30b9\u30e0\u30fc\u30ba\u306b\u8a2d\u55b6\u304c\u53ef\u80fd\u3067\u3059\u3002<\/p>\r\n

\"\u30dd\u30fc\u30eb\u3092\u901a\u3057\u305f\u3042\u3068\u306b\u30da\u30b0\u30c0\u30a6\u30f3\u3057\u3066\u3044\u308b\u3088\u3046\u3059\"<\/p>\r\n

POINT\uff12\uff1a\u30ac\u30a4\u30e9\u30a4\u30f3\u5f35\u308a\u3092\u3055\u307c\u3089\u305a\u306b\u98a8\u5bfe\u7b56<\/h3>\r\n

\u30c8\u30f3\u30cd\u30eb\u578b\u306f\u3001\u30b5\u30a4\u30c9\u30a6\u30a9\u30fc\u30eb\u306e\u9762\u7a4d\u304c\u5927\u304d\u3044\u306e\u3082\u7279\u5fb4\u3002\u300c\u305d\u306e\u3076\u3093\u3001\u98a8\u306e\u529b\u3092\u5f37\u304f\u53d7\u3051\u308b\u306e\u3067\u3001\u4e21\u30b5\u30a4\u30c9\u306b\u30ac\u30a4\u30e9\u30a4\u30f3\uff08\u5f35\u308a\u7db1\uff09\u3092\u5f35\u3063\u3066\u304f\u3060\u3055\u3044\u300d
\u8a2d\u55b6\u6642\u306f\u7121\u98a8\u3067\u3082\u305d\u306e\u3042\u3068\u98a8\u304c\u51fa\u308b\u3053\u3068\u3082\u3042\u308a\u3001\u5fc5\u9808\u306e\u4f5c\u696d\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\r\n

\"\u30ac\u30a4\u30e9\u30a4\u30f3\u3092\u3057\u3063\u304b\u308a\u3068\u5f35\u3063\u3066\u3044\u308b\u3088\u3046\u3059\"<\/p>\r\n

POINT\uff13\uff1a\u30a4\u30f3\u30ca\u30fc\u30c6\u30f3\u30c8\u306f\u4ed8\u3051\u305f\u307e\u307eOK\u306e\u578b\u3082<\/h3>\r\n

\u30d5\u30e9\u30a4\u306e\u5916\u5074\u306b\u30dd\u30fc\u30eb\u3092\u901a\u3059\u30a2\u30a6\u30bf\u30fc\u30d5\u30ec\u30fc\u30e0\u306a\u306e\u3067\u3001\u30e2\u30c7\u30eb\u306b\u3088\u3063\u3066\u306f\u8a2d\u55b6\u30fb\u64a4\u53ce\u6642\u306b\u30a4\u30f3\u30ca\u30fc\u30c6\u30f3\u30c8\u3092\u4ed8\u3051\u3063\u3071\u306a\u3057\u3067OK \u306e\u30c6\u30f3\u30c8\u3082\u3042\u308a\u307e\u3059\u3002\u964d\u96e8\u306e\u969b\u3001\u30a4\u30f3\u30ca\u30fc\u30c6\u30f3\u30c8\u306e\u8a2d\u55b6\u6642\u306b\u6fe1\u308c\u306a\u3044\u306e\u3082\u30c8\u30f3\u30cd\u30eb\u578b\u306e\u3088\u3055\u3067\u3059\u3002<\/p>\r\n

\"\u30c8\u30f3\u30cd\u30eb\u578b\u30c6\u30f3\u30c8\u306b\u30a4\u30f3\u30ca\u30fc\u30c6\u30f3\u30c8\u304c\u5f35\u3089\u308c\u3066\u3044\u308b\u3088\u3046\u3059\"<\/p>\r\n

POINT\uff14\uff1a\u3072\u3055\u3057\u90e8\u5206\u306e\u4e38\u3081\u65b9\u306b\u3082\u30b3\u30c4\u3042\u308a<\/h3>\r\n

\u3072\u3055\u3057\u3092\u4e38\u3081\u308b\u3068\u304d\u306f\u6700\u521d\u306b\u4e2d\u592e\u3078\u7573\u3093\u3067\u304a\u304f\u3068\u3001\u4e38\u3081\u7d42\u308f\u3063\u305f\u3042\u3068\u306b\u30ed\u30fc\u30eb\u3057\u305f\u7b87\u6240\u304b\u3089\u751f\u5730\u304c\u3042\u3075\u308c\u306b\u304f\u304f\u306a\u308a\u307e\u3059\u3002\u300c\u9014\u4e2d\u307e\u3067\u306f\u624b\u524d\u5074\u306b\u4e38\u3081\u3001\u6700\u5f8c\u3060\u3051\u5965\u5074\u306b\u5dfb\u304d\u8fd4\u3059\u3053\u3068\u3067\u3001\u30ed\u30fc\u30eb\u90e8\u5206\u306b\u96e8\u304c\u305f\u307e\u3089\u306a\u304f\u306a\u308a\u307e\u3059\u300d<\/p>\r\n

\"\u3072\u3055\u3057\u3092\u4e2d\u592e\u3078\u7573\u3093\u3067\u304b\u3089\u4e38\u3081\u3088\u3046\u3068\u3057\u3066\u3044\u308b\u3088\u3046\u3059\"<\/p>\r\n

\u30b9\u30e0\u30fc\u30ba\u306a\u8a2d\u55b6\u306f\u7acb\u3061\u4e0a\u3052\u308b\u307e\u3067\u304c\u52dd\u8ca0\uff01<\/h2>\r\n

\u5bb6\u65cf\u30ad\u30e3\u30f3\u30d7\u3067\u306f\u3001\u5b50\u3069\u3082\u304c\u3050\u305a\u3063\u3066\u30de\u30de\u306e\u624b\u4f1d\u3044\u3092\u671b\u3081\u305a\u300c\u8a2d\u55b6\u306f\u30d1\u30d1\u304a\u9858\u3044\uff01\u300d\u306a\u3093\u3066\u30b1\u30fc\u30b9\u3082\u3002\u3072\u3068\u308a\u8a2d\u55b6\u306e\u969b\u3001\u307e\u305a\u5927\u5207\u306b\u306a\u308b\u306e\u306f\u5e55\u4f53\u306e\u30b5\u30a4\u30ba\u30fb\u5f62\u72b6\u3092\u628a\u63e1\u3059\u308b\u3053\u3068\u3002\u300c\u975e\u81ea\u7acb\u578b\u306f\u30da\u30b0\u30c0\u30a6\u30f3\u304c\u5148\u306b\u306a\u308b\u306e\u3067\u3001\u7acb\u3061\u4e0a\u3052\u305f\u3042\u3068\u306b\u5834\u6240\u3092\u79fb\u52d5\u3055\u305b\u3065\u3089\u3044\u3093\u3067\u3059\u300d\u3068\u725b\u7530\u3055\u3093\u3002\u30b5\u30a4\u30c8\u533a\u753b\u306e\u3069\u3053\u306b\u7acb\u3066\u308b\u304b\u5e55\u3092\u5e83\u3052\u3066\u30a4\u30e1\u30fc\u30b8\u3057\u305f\u3089\u3001\u3044\u3056\u8a2d\u55b6\u3092\u958b\u59cb\u3002\u3072\u3068\u308a\u8a2d\u55b6\u306b\u98a8\u306f\u5929\u6575\u306a\u306e\u3067\u98a8\u306e\u306a\u3044\u5834\u6240\u3092\u9078\u3073\u305f\u3044\u3057\u3001\u3069\u3046\u3057\u3066\u3082\u98a8\u3092\u53d7\u3051\u308b\u5834\u5408\u306f\u98a8\u4e0a\u304b\u3089\u30da\u30b0\u3092\u6253\u3061\u3001\u5e55\u4f53\u304c\u98db\u3070\u306a\u3044\u3088\u3046\u306b\u3057\u307e\u3059\u3002<\/p>\r\n

\u307e\u305f\u3001\u3072\u3068\u308a\u8a2d\u55b6\u306f\u7acb\u3061\u4e0a\u3052\u308b\u307e\u3067\u304c\u52dd\u8ca0\u3067\u3059\u3002\u3068\u304f\u306b\u975e\u81ea\u7acb\u578b\u306e\u5834\u5408\u3001\u5404\u30dd\u30fc\u30eb\u306e\u89d2\u5ea6\u30fb\u8a2d\u55b6\u624b\u9806\u306e\u5999\u3067\u3001\u4e00\u77ac\u3067\u3082\u81ea\u7acb\u3057\u3066\u304f\u308b\u304b\u304c\u30ad\u30fc\u3068\u306a\u308a\u307e\u3059\u3002\u300c\u4e8b\u524d\u306b\u30da\u30b0\u3092\u523a\u3059\u4f4d\u7f6e\u306b\u30da\u30b0\u3092\u7f6e\u3044\u3066\u304a\u3051\u3070\u3001\u8a2d\u55b6\u30b9\u30d4\u30fc\u30c9\u3082\u4e0a\u304c\u308a\u307e\u3059\u3002\u5f37\u5ea6\u306e\u9ad8\u3044\u30da\u30b0\u306a\u3069\u3067\u3057\u3063\u304b\u308a\u3068\u30ac\u30a4\u30e9\u30a4\u30f3\u3092\u5f35\u308b\u306e\u3082\u98a8\u306b\u5f37\u304f\u5f35\u308b\u30b3\u30c4\u3067\u3059\u300d<\/p>\r\n

\"\u30dd\u30b1\u30c3\u30c8\u306b\u5165\u308c\u3066\u3044\u308b\u30da\u30b0\u3092\u51fa\u305d\u3046\u3068\u3057\u3066\u3044\u308b\u3088\u3046\u3059\"\u307e\u305a\u306f\u8a2d\u55b6\u306e\u57fa\u672c<\/h2>\r\n

\u5b89\u5168\u306a\u5834\u6240\u9078\u3073<\/h3>\r\n

\u5e83\u3044\u7a7a\u9593\u306b\u6728\u304c\u4e00\u672c\u7acb\u3063\u3066\u3044\u308b\u3088\u3046\u306a\u5834\u6240\u306b\u8a2d\u55b6\u3059\u308b\u3068\u96f7\u304c\u843d\u3061\u308b\u5371\u967a\u6027\u3082\u3042\u308b\u306e\u3067\u907f\u3051\u307e\u3059\u3002\u307e\u305f\u3001\u5730\u9762\u3092\u898b\u3066\u6c34\u304c\u305f\u307e\u3063\u3066\u3044\u308b\u3088\u3046\u306a\u5834\u6240\u306f\u6c34\u306f\u3051\u304c\u60aa\u3044\u306e\u3067\u3001\u305d\u306e\u5468\u8fba\u3067\u306e\u8a2d\u55b6\u306f\u3084\u3081\u305f\u307b\u3046\u304c\u3044\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\r\n

\"\u5e83\u3044\u7a7a\u9593\u306b\u6728\u304c\u4e00\u672c\u7acb\u3063\u3066\u3044\u308b\u3088\u3046\u3059\" \"\u6c34\u304c\u305f\u307e\u3063\u3066\u3044\u308b\u829d\u751f\"<\/p>\r\n

\u77f3\u3068\u679d\u3092\u53d6\u308a\u9664\u304f<\/h3>\r\n

\u3072\u3068\u308a\u8a2d\u55b6\u306e\u969b\u306f\u3001\u6c17\u304c\u7126\u3063\u3066\u3059\u3050\u306b\u5e55\u4f53\u3092\u5e83\u3052\u304c\u3061\u3067\u3059\u304c\u3001\u307e\u305a\u306f\u5730\u9762\u3092\u78ba\u8a8d\u3057\u307e\u3057\u3087\u3046\u3002\u524d\u306e\u30ad\u30e3\u30f3\u30d1\u30fc\u306e\u85aa\u306e\u6b8b\u308a\u3084\u3001\u5c0f\u77f3\u306a\u3069\u304c\u3042\u308b\u3068\u30dc\u30c8\u30e0\u306b\u7a74\u3092\u7a7a\u3051\u3066\u3057\u307e\u3046\u53ef\u80fd\u6027\u3082\u3042\u308a\u307e\u3059\u3002\u306a\u306b\u3088\u308a\u5bdd\u5fc3\u5730\u304c\u60aa\u304f\u306a\u3063\u3066\u3057\u307e\u3044\u307e\u3059\u3002<\/p>\r\n

\"\u679d\u3092\u53d6\u308a\u9664\u3053\u3046\u3068\u3057\u3066\u3044\u308b\u3088\u3046\u3059\"<\/p>\r\n

\u30da\u30b0\u6253\u3061\u306f\u89d2\u5ea6\u304c\u30ad\u30e2<\/h3>\r\n

\u30da\u30b0\u306f\u3001\u30ac\u30a4\u30e9\u30a4\u30f3\u306b\u5bfe\u3057\u306690\u5ea6\u307b\u3069\u3001\u5730\u9762\u306b\u5bfe\u3057\u306645\u301c60\u5ea6\u307b\u3069\u306e\u89d2\u5ea6\u3067\u6253\u3064\u3068\u629c\u3051\u3065\u3089\u3044\u3067\u3059\u3002\u307e\u305f\u8efd\u91cf\u306a\u30a2\u30eb\u30df\u30da\u30b0\u306f\u66f2\u304c\u308a\u3084\u3059\u3044\u306e\u3067\u3001\u30cf\u30f3\u30de\u30fc\u306f\u30da\u30b0\u306b\u5bfe\u3057\u3066\u771f\u3063\u3059\u3050\u6253\u3061\u307e\u3057\u3087\u3046\u3002<\/p>\r\n

\"\u30da\u30b0\u3092\u6253\u3068\u3046\u3068\u3057\u3066\u3044\u308b\u3088\u3046\u3059\"<\/p>\r\n

\u30da\u30b0\u629c\u304d\u306b\u30da\u30b0\u3092\u6d3b\u7528<\/h3>\r\n

\u6253\u3061\u8fbc\u3093\u3060\u30da\u30b0\u304c\u5168\u7136\u629c\u3051\u306a\u3044\u306e\u306f\u201c\u64a4\u53ce\u6642\u3042\u308b\u3042\u308b\u201d\u3002\u305d\u306e\u969b\u306f\u3001\u30da\u30b0\u306e\u8f2a\u306e\u90e8\u5206\u306b\u9055\u3046\u30da\u30b0\u3092\u901a\u3057\u3066\u4e21\u624b\u3092\u4f7f\u3063\u3066\u629c\u304f\u304b\u3001\u30cf\u30f3\u30de\u30fc\u3067\u30da\u30b0\u3092\u6a2a\u304b\u3089\u53e9\u3044\u3066\u523a\u3055\u3063\u3066\u3044\u308b\u7a74\u3092\u5e83\u3052\u308b\u3068\u629c\u304d\u3084\u3059\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\r\n

\"\u30cf\u30f3\u30de\u30fc\u3067\u30da\u30b0\u3092\u629c\u3053\u3046\u3068\u3057\u3066\u3044\u308b\u3088\u3046\u3059\"<\/p>\r\n

\u8a2d\u55b6\u306e\u624b\u9806<\/h2>\r\n

\u2460\u30d5\u30e9\u30a4\u30b7\u30fc\u30c8\u3092\u5e83\u3052\u308b<\/h3>\r\n

\u533a\u753b\u5185\u306e\u3069\u3053\u306b\u5f35\u308b\u304b\u8a08\u7b97\u3057\u3001\u30d5\u30e9\u30a4\u3092\u5e83\u3052\u307e\u3059\u3002\u305d\u306e\u969b\u3001\u4e0b\u306b\u4ed8\u3044\u3066\u3044\u308b\u30b9\u30bf\u30f3\u30c7\u30a3\u30f3\u30b0\u30c6\u30fc\u30d7\uff08\u5e55\u304c\u6a2a\u306b\u5e83\u304c\u3089\u306a\u3044\u3088\u3046\u5f62\u3092\u4fdd\u3064\u30c6\u30fc\u30d7\uff09\u304c\u7d61\u307e\u3063\u3066\u3044\u306a\u3044\u304b\u78ba\u8a8d\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\r\n

\"\u30d5\u30e9\u30a4\u30b7\u30fc\u30c8\u3092\u5e83\u3052\u3066\u3044\u308b\u3088\u3046\u3059\" \"\u30b9\u30bf\u30f3\u30c7\u30a3\u30f3\u30b0\u30c6\u30fc\u30d7\u304c\u7d61\u307e\u3063\u3066\u3044\u306a\u3044\u304b\u78ba\u8a8d\u3057\u3066\u3044\u308b\u3088\u3046\u3059\"<\/p>\r\n

\u2461\u30b9\u30ea\u30fc\u30d6\u306b\u30dd\u30fc\u30eb\u3092\u901a\u3059<\/h3>\r\n

\u30dd\u30fc\u30eb\u3092\u62bc\u3059\u3088\u3046\u306b\u901a\u3057\u3066\u3044\u304d\u307e\u3059\u3002\u6700\u8fd1\u306f\u30dd\u30fc\u30eb\u306e\u8272\u3068\u30b9\u30ea\u30fc\u30d6\u306e\u5dee\u3057\u8fbc\u307f\u53e3\u306e\u8272\u3092\u63c3\u3048\u3001\u3069\u3053\u306b\u3069\u306e\u30dd\u30fc\u30eb\u3092\u901a\u305b\u3070\u3088\u3044\u304b\u3001\u308f\u304b\u308a\u3084\u3059\u304f\u3057\u3066\u3044\u308b\u30e2\u30c7\u30eb\u3082\u591a\u3044\u3067\u3059\u3002<\/p>\r\n

\"\u30dd\u30fc\u30eb\u3092\u901a\u3057\u3066\u3044\u308b\u3088\u3046\u3059\"<\/p>\r\n

\u2462\u7247\u5074\u3092\u30da\u30b0\u30c0\u30a6\u30f3\u3057\u3001\u3082\u3046\u4e00\u65b9\u304b\u3089\u5e83\u3052\u308b<\/h3>\r\n

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