{"id":334,"date":"2024-03-21T18:02:16","date_gmt":"2024-03-21T09:02:16","guid":{"rendered":"https:\/\/sompo-alpha.com\/?p=334"},"modified":"2024-04-04T16:05:02","modified_gmt":"2024-04-04T07:05:02","slug":"5-009","status":"publish","type":"post","link":"https:\/\/sompo-alpha.com\/spend\/column\/5-009\/","title":{"rendered":"\u711a\u304d\u706b\u30de\u30a4\u30b9\u30bf\u30fc\u306b\u6559\u3048\u3066\u3082\u3089\u3046\u5931\u6557\u3057\u306a\u3044\u711a\u304d\u706b\u306e\u30a4\u30ed\u30cf"},"content":{"rendered":"<p>\u3010\u6559\u3048\u3066\u304f\u308c\u305f\u4eba\u3011<br \/>\n<strong>\u305f\u304d\u706b\u30f4\u30a3\u30ec\u30c3\u30b8\u3008\u3044\u306e\u3009\uff0f\u732a\u91ce\u6b63\u54c9\u3055\u3093<\/strong><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-800 size-full\" src=\"https:\/\/sompo-alpha.com\/wp-content\/uploads\/2024\/03\/DMA-21_4693-1.jpg\" alt=\"\u732a\u91ce\u6b63\u54c9\u3055\u3093\" width=\"420\" height=\"443\" 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loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-801 size-full\" src=\"https:\/\/sompo-alpha.com\/wp-content\/uploads\/2024\/03\/20180625_1_01-1.jpg\" alt=\"\u65a7\u3068\u30ca\u30a4\u30d5\u3001\u706b\u30d0\u30b5\u30df\" width=\"600\" height=\"400\" \/><br \/>\n<strong>\uff081\uff09\u65a7\u30fb\u30ca\u30a4\u30d5<\/strong><br \/>\n\u65a7\uff08\u307e\u305f\u306f\u30ca\u30bf\uff09\u306f\u85aa\u3092\u7d30\u304b\u304f\u3057\u305f\u3044\u3068\u304d\u3001\u30ca\u30a4\u30d5\u306f\u679d\u306e\u76ae\u3092\u3080\u304f\u3068\u304d\u306a\u3069\u306b\u91cd\u5b9d\u3057\u307e\u3059\u3002<br \/>\n<strong>\uff082\uff09\u706b\u30d0\u30b5\u30df<\/strong><br \/>\n\u4e3b\u306b\u706b\u306b\u85aa\u3092\u6295\u5165\u3057\u305f\u308a\u3001\u71c3\u3048\u3066\u3044\u308b\u85aa\u3092\u305a\u3089\u3057\u305f\u308a\u3059\u308b\u3068\u304d\u306b\u4f7f\u3044\u307e\u3059\u3002\u9577\u3081\u306e\u3082\u306e\u304c\u5b89\u5fc3\u3067\u3059\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-802 size-full\" src=\"https:\/\/sompo-alpha.com\/wp-content\/uploads\/2024\/03\/20180625_1_02-1.jpg\" alt=\"\u30b0\u30ed\u30fc\u30d6\u3068\u30e9\u30a4\u30bf\u30fc\u3001\u30de\u30c3\u30c1\" width=\"600\" height=\"400\" \/><br \/>\n<strong>\uff083\uff09\u30b0\u30ed\u30fc\u30d6<\/strong><br \/>\n\u85aa\u5272\u308a\u3092\u3057\u305f\u308a\u3001\u706b\u306b\u85aa\u3092\u6295\u5165\u3057\u305f\u308a\u3059\u308b\u3068\u304d\u306b\u7740\u7528\u3057\u307e\u3059\u3002\u71b1\u306b\u5f37\u3044\u9769\u88fd\u304c\u25ce\u3002<br \/>\n<strong>\uff084\uff09\u30e9\u30a4\u30bf\u30fc\u30fb\u30de\u30c3\u30c1<\/strong><br \/>\n\u7740\u706b\u306e\u969b\u306e\u5fc5\u9700\u54c1\u3002\u611b\u7159\u5bb6\u3067\u306a\u3044\u3068\u5fd8\u308c\u304c\u3061\u306a\u306e\u3067\u6ce8\u610f\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-803 size-full\" src=\"https:\/\/sompo-alpha.com\/wp-content\/uploads\/2024\/03\/20180625_1_03-1.jpg\" alt=\"\u7740\u706b\u5264\u3068\u711a\u304d\u4ed8\u3051\u3001\u30ac\u30b9\u30c8\u30fc\u30c1\" width=\"600\" height=\"400\" \/><br \/>\n<strong>\uff085\uff09\u7740\u706b\u5264\u30fb\u711a\u304d\u4ed8\u3051<\/strong><br \/>\n\u7740\u706b\u5264\u306f\u30b8\u30a7\u30eb\u72b6\u306e\u3082\u306e\u3084\u5c0f\u5206\u3051\u3067\u304d\u308b\u3082\u306e\u306a\u3069\u304c\u4e3b\u6d41\u3067\u3059\u3002\u65b0\u805e\u7d19\u3084\u725b\u4e73\u30d1\u30c3\u30af\u3067\u3082\u4ee3\u7528\u3067\u304d\u307e\u3059\u3002<br \/>\n<strong>\uff086\uff09\u30ac\u30b9\u30c8\u30fc\u30c1<\/strong><br \/>\n\u3053\u308c\u3092\u4f7f\u3048\u3070\u706b\u8d77\u3053\u3057\u306f\u7c21\u5358\u3067\u3059\u3002\u306a\u304b\u306a\u304b\u7740\u706b\u3057\u306a\u3044\u3068\u304d\u306e\u6700\u7d42\u5175\u5668\u306b\u3002<\/p>\n<h2>\u706b\u8d77\u3053\u3057\u306e\u624b\u9806\u306f\u300c\u7d30\u3044\u85aa\u304b\u3089\u592a\u3044\u85aa\u3078\u300d<\/h2>\n<p>\u5c0f\u679d\u3084\u7d30\u3044\u85aa\u304b\u3089\u71c3\u3084\u3057\u3001\u5f90\u3005\u306b\u85aa\u3092\u592a\u304f\u3057\u3066\u3044\u304f\u306e\u304c\u706b\u8d77\u3053\u3057\u306e\u57fa\u672c\u7684\u306a\u6d41\u308c\u3067\u3059\u3002\u592a\u3044\u85aa\u3057\u304b\u306a\u3044\u5834\u5408\u306f\u65a7\u3084\u30ca\u30bf\u3092\u4f7f\u3063\u3066\u7d30\u304b\u304f\u3057\u3066\u304a\u304d\u307e\u3059\u3002\u30ad\u30e3\u30f3\u30d7\u5834\u306e\u6e05\u6383\u72b6\u6cc1\u306b\u3088\u3063\u3066\u306f\u711a\u304d\u4ed8\u3051\u3084\u85aa\u306b\u4f7f\u3048\u305d\u3046\u306a\u679d\u304c\u843d\u3061\u3066\u3044\u308b\u3053\u3068\u3082\u3042\u308b\u306e\u3067\u3001\u305d\u308c\u3089\u3092\u63a2\u3057\u3066\u4f7f\u3046\u306e\u3082\u3072\u3068\u3064\u306e\u624b\u3067\u3059\u3002<\/p>\n<h2>\u57fa\u672c\u306e\u706b\u306e\u8d77\u3053\u3057\u65b9<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-804 size-full\" src=\"https:\/\/sompo-alpha.com\/wp-content\/uploads\/2024\/03\/20180625_1_04-1.jpg\" alt=\"\u711a\u304d\u706b\u306b\u5fc5\u8981\u306a\u9053\u5177\" width=\"600\" height=\"400\" \/><br \/>\n<strong>\uff081\uff09\u5fc5\u8981\u306a\u9053\u5177\u3092\u63c3\u3048\u3066\u5834\u6240\u3092\u6c7a\u3081\u308b<\/strong><br \/>\n\u307e\u305a\u306f\u711a\u304d\u706b\u3067\u4f7f\u3046\u9053\u5177\u4e00\u5f0f\u3092\u63c3\u3048\u307e\u3059\u3002\u706b\u3078\u306e\u5f71\u97ff\u3092\u8003\u3048\u3001\u98a8\u5411\u304d\u306b\u6ce8\u610f\u3057\u3066\u5834\u6240\u3092\u6c7a\u3081\u307e\u3057\u3087\u3046\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-805 size-full\" src=\"https:\/\/sompo-alpha.com\/wp-content\/uploads\/2024\/03\/20180625_1_05-1.jpg\" alt=\"\u30ca\u30a4\u30d5\u3067\u6728\u306e\u679d\u306e\u76ae\u3092\u5265\u3044\u3066\u3044\u308b\u3088\u3046\u3059\" width=\"600\" height=\"400\" \/><br \/>\n<strong>\uff082\uff09\u706b\u8d77\u3053\u3057\u7528\u306e\u7d30\u3044\u679d\u3092\u6e96\u5099\u3059\u308b<\/strong><br \/>\n\u706b\u8d77\u3053\u3057\u3067\u4f7f\u3046\u679d\u3092\u7528\u610f\u3002\u5916\u5074\u304c\u6e7f\u3063\u3066\u3044\u3066\u3082\u4e2d\u306f\u4e7e\u3044\u3066\u3044\u308b\u306e\u3067\u3001\u30ca\u30a4\u30d5\u3067\u76ae\u3092\u3080\u304f\u306e\u304c\u3088\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-806 size-full\" src=\"https:\/\/sompo-alpha.com\/wp-content\/uploads\/2024\/03\/20180625_1_06-1.jpg\" alt=\"\u85aa\u3092\u65a7\u3067\u5272\u3063\u3066\u3044\u308b\u3088\u3046\u3059\" width=\"600\" height=\"400\" \/><br \/>\n<strong>\uff083\uff09\u5927\u304d\u306a\u85aa\u3092\u65a7\u3067\u5272\u308b<\/strong><br \/>\n\u5e02\u8ca9\u306e\u85aa\u306f\u592a\u3081\u306e\u3082\u306e\u304c\u591a\u3044\u3067\u3059\u3002\u711a\u304d\u4ed8\u3051\u3067\u4f7f\u3046\u5206\u306a\u3069\u306f\u65a7\u3067\u5272\u3063\u3066\u7d30\u304b\u304f\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-807 size-full\" src=\"https:\/\/sompo-alpha.com\/wp-content\/uploads\/2024\/03\/20180625_1_07-1.jpg\" alt=\"\u67af\u308c\u305f\u6749\u306e\u8449\u3068\u679d\u3001\u7d30\u3044\u85aa\u3001\u592a\u3081\u306e\u85aa\" width=\"600\" height=\"400\" \/><br \/>\n<strong>\uff084\uff09\u5272\u3063\u305f\u85aa\u3092\u592a\u3055\u5225\u306b\u63c3\u3048\u308b<\/strong><br \/>\n\u67af\u308c\u305f\u6749\u306e\u8449\u3001\u679d\u3001\u7d30\u3044\u85aa\u3001\u592a\u3081\u306e\u85aa\u3068\u3044\u3046\u3088\u3046\u306b\u3001\u71c3\u3084\u3059\u9806\u306b\u5206\u3051\u3066\u304a\u304f\u306e\u304c\u25ce\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-808 size-full\" src=\"https:\/\/sompo-alpha.com\/wp-content\/uploads\/2024\/03\/20180625_1_08-1.jpg\" alt=\"\u711a\u304d\u4ed8\u3051\u306e\u4e0a\u306b\u7d30\u3044\u679d\u3092\u7f6e\u3044\u3066\u3044\u308b\u3088\u3046\u3059\" width=\"600\" height=\"400\" \/><br \/>\n<strong>\uff085\uff09\u711a\u304d\u4ed8\u3051\u306e\u4e0a\u306b\u7d30\u3044\u679d\u3092\u7f6e\u304f<\/strong><br \/>\n\u711a\u304d\u4ed8\u3051\uff08\u5199\u771f\u306f\u6749\u306e\u8449\uff09\u3092\u4e00\u756a\u4e0b\u306b\u6577\u304d\u3001\u305d\u306e\u4e0a\u306b\u7d30\u3044\u679d\u3084\u85aa\u3092\u653e\u5c04\u72b6\u306b\u4e26\u3079\u307e\u3059\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-794 size-full\" src=\"https:\/\/sompo-alpha.com\/wp-content\/uploads\/2024\/03\/20180625_1_09-1.jpg\" alt=\"\u4e2d\u592a\u306e\u85aa\u3092\u91cd\u306d\u3066\u3044\u308b\u3088\u3046\u3059\" width=\"600\" height=\"400\" \/><br \/>\n<strong>\uff086\uff09\u9699\u9593\u3092\u4f5c\u308a\u3064\u3064\u4e2d\u592a\u306e\u85aa\u3092\u91cd\u306d\u308b<\/strong><br \/>\n\u4e2d\u7a0b\u5ea6\u306e\u592a\u3055\u306e\u85aa\u3092\u91cd\u306d\u307e\u3059\u3002\u7a7a\u6c17\u304c\u901a\u308b\u9699\u9593\u3092\u78ba\u4fdd\u3059\u308b\u305f\u3081\u306b\u3001\u85aa\u306f\u91cd\u306d\u3059\u304e\u306a\u3044\u3053\u3068\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-795 size-full\" src=\"https:\/\/sompo-alpha.com\/wp-content\/uploads\/2024\/03\/20180625_1_10-1.jpg\" alt=\"\u711a\u304d\u4ed8\u3051\u306b\u706b\u3092\u3064\u3051\u3066\u3044\u308b\u3088\u3046\u3059\" width=\"600\" height=\"400\" \/><br \/>\n<strong>\uff087\uff09\u711a\u304d\u4ed8\u3051\u306b\u4e0b\u304b\u3089\u706b\u3092\u3064\u3051\u308b<\/strong><br 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